CFO Services
Strategic financial guidance designed to help you make smarter decisions and accelerate growth.
When Do You Need a CFO?
You don’t have to wait until you're a large company to benefit from CFO-level support. Whether you're raising capital, analyzing margins, building forecasts, or planning for scale, our CFOs provide the strategic financial insight to guide smart decisions.
Whether we’re working alongside your internal team or managing the full finance function, we deliver the insight and leadership you need to make smarter decisions and scale with confidence.
The CFO Assessment: Your Roadmap to Financial Control
You can’t benefit from a Fractional CFO if your accounting systems aren’t set up correctly. That’s why our CFO Assessment includes a thorough review of your current accounting processes and identifies the most impactful areas for improvement.
This assessment goes beyond bookkeeping and outsourced accounting—it looks at higher-level financial strategies that will empower you to work on your business, not just in it.
The CFO Impact: More Than Just a Numbers Expert
A Fractional CFO isn’t just an accountant—they’re your strategic financial partner. At Steady Co., our CFOs blend financial expertise with business strategy to ensure your company’s finances support its long-term mission and vision.
From financial forecasting to cash flow optimization, we help you navigate the financial complexities of growth. Our services are designed to provide actionable insights, ensuring that your financial structure supports your business goals.
The Fractional CFO Process
Stabilize & Understand
We start by cleaning up and reviewing your financials, aligning on goals, and understanding key drivers of your business — setting the foundation for informed, strategic guidance.
Build the Finance Infrastructure
We implement or optimize your finance tech stack, reporting cadence, and internal processes — giving you clarity, control, and reliable data you can trust.
Drive Strategy & Insight
With clean data and the right tools in place, we deliver ongoing forecasting, scenario modeling, and decision support to help you plan ahead, manage cash, and grow confidently.
Partner With Steady
Why Choose Steady CFO Services?
For many small and mid-sized businesses, hiring a full-time CFO may seem out of reach. With our part-time, outsourced CFO services, you can access the expertise of a seasoned financial executive at a fraction of the cost. Whether you’re a start-up or an established company ready to expand, we offer the financial leadership you need to succeed.
Here’s What Our CFO Services Include:
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Financial forecasting, budgeting, and scenario modeling
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Cash flow planning
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Preparation of monthly, quarterly, and annual financial statements
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Financial reporting and performance analysis
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Strategic decision support, including pricing strategy and margin analysis
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Oversight of accounts payable and receivable management
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Tax compliance (sales, use, payroll, etc.)
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Set up and optimization of accounting systems, tools, and internal controls
Dedicated CFO Services:
The Financial Partner You Need To Stay Steady
No matter where you are in your business journey—whether you’re a startup, at the five-year mark, or preparing for significant expansion—our dedicated CFOs provide the expertise and guidance you need to navigate your financial future.
With Steady Co.’s Fractional CFO services, you don’t have to go it alone. We’re in your corner, helping you make the tough financial decisions, understand the hard numbers, and position your business for success.
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What is Tax Strategy/Advisory and how can it benefit me or my business?Tax Advisory involves professional guidance on tax-related matters to ensure compliance, minimize tax liabilities, and take advantage of tax-saving opportunities. It benefits businesses by maximizing tax efficiencies and minimizing risks. Many tax strategies are unique to certain client situations and ensuring these strategies are correctly executed often requires deep expertise.
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What is a Tax Assessment?Many of our clients came to us from pre-existing CPA relationships. Making a change in your CPA is not something that happens frequently and people want to ensure that, if they are going to make a move, it is to the right place for a long-lasting relationship. The Tax Assessment is a way for Steady Co to show you how we think, what we look for, and what the impact is to you before you decide to engage us to execute your customized strategy and file your tax return. It is also a great way to “spot-check” if your current provider is exploring all the tax strategies available to your particular situation without having to formally switch to a new accounting firm.
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Do I have to do a Tax Assessment to become a Tax Advisory Client?Yes, we perform a Tax Assessment for every advisory client. Think of it as your roadmap to success in our new partnership. We need to determine whether we can make a positive impact in your tax position and we both need to understand what it is going to take to execute and capture all the savings we outline. There are always exceptions, but the Tax Assessment is generally an excellent first step for our Advisory engagements.
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How can Tax Strategy/Advisory help in reducing my tax liability?Tax strategy services help identify deductions, credits, and incentives applicable to your business or your personal income sources. They also assist in structuring transactions and operations in a tax-efficient manner, with the end goal being a reduction in your overall tax liability.
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What is the difference between Tax Deferral Strategy and Tax Reduction Strategy?Tax Deferral strategies are focused on deferring or delaying your tax liability to some future point. A common example of a tax deferral strategy is a 1031 exchange (also known as a like-kind exchange) in real estate, where you can “defer” all or a portion of the gain on the sale of investment/rental real estate when you replace that property with another investment property within a certain time period of the sale, thereby deferring the tax liability associated with the deferred gain recognition. Tax Reduction strategies are meant to immediately reduce your tax burden for the current (and potentially future) tax years. A common example of a tax reduction strategy is making charitable contributions to qualifying charitable organizations, which can reduce taxes in a variety of ways, depending on your tax scenario, such as: Redirecting required minimum distributions (RMDs) from IRA accounts to be paid directly to a qualifying charitable organization of your choice (also known as making a QCD or Qualified Charitable Distribution), thereby directly reducing the taxable income reported for the year of the QCD. Reducing your state tax liability in states that allow for tax credits for contributions to certain charitable organizations designated by the state or states that allow for a reduction to your state taxable income for charitable contributions over a certain amount. Increasing your Federal itemized deductions, if over the standard deduction amount, thereby reducing your taxable income and your tax liability.
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How do Tax Advisors stay updated with changing tax laws?Tax advisors stay updated through continuous professional education, subscribing to tax journals, participating in industry seminars and conferences, and leveraging professional networks. This enables them to provide current and accurate advice every year. Often, tax law or code changes occur during elections shifts between parties and subsequently roll out over a 4 to 8 year period, with changes phasing in or out each year, so remaining connected to the ever-changing tax landscape through these avenues is vitally important.
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What documents and information do I need to provide to a Tax Advisor?You typically need to provide financial statements for any businesses you own/operate, previous tax returns, business plans, records of income and expenses, payroll information, and details of significant transactions. Specific requirements may vary based on the services required and your tax situation.
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Are the fees for Tax Advisory services tax-deductible?It depends. If related to a business or trust/estate, fees paid for tax advisory services are generally deductible. If related solely to your individual taxes, these fees are not typically deductible. However, consulting your tax advisor is vital to understanding the specific deductions applicable to your situation and is yet another area where we can help guide you in strategically minimizing your tax liability.
